Local Government Insurance Trust (LGIT)
During a time when private carriers refused to provide insurance coverage to local governments, MML, along with the Maryland Association of Counties (MACo), successfully lobbied the state legislature for authorization to create the Local Government Insurance Trust (LGIT), a pool of insurance programs for members. The existence of LGIT has resulted in thousands of dollars in reduced insurance costs to members.
Only municipalities that are MML members are eligible to participate in our insurance programs. LGIT pool insurance programs include insurance coverage for public officials, property, environmental, police, and other liability exposures and a selection of health benefit coverage.
Chesapeake Employers' Insurance Company (Formerly IWIF)
Members can also take advantage of reduced rates for workers comp and unemployment insurance through the Chesapeake Employers' Insurance Company. CEIC provides underwriting services, claims processing, legal staff, auditing field services, and risk management.